Mortgage Calculators -

Let's Run Some Numbers

🏡
Purchase Price
Purchase Price
$100K $3M
⚠ Important
First-Time Buyer?
💰
Down Payment
Down Payment
Down Payment %
20.0%
✓
Meets Minimum Your down payment meets the minimum requirement.
📊
Rate
Interest Rate
%
1% 10%
📅
Amortization & Frequency
Amortization Period
25 years
Drag to adjust
5 yrs 25 yrs
Payment Frequency
Mortgage Term
Mortgage Amount —
Mortgage Payment
—
Monthly
Principal Paid —
Interest Paid —
Total Payment —
CMHC Premium —
Total Mortgage —
Balance End of Term —
Principal Paid (Term) —
Interest Paid (Term) —
Rate Type Fixed
Rate 4.00%
Term Length 5 Years
Total Mortgage —
Total Interest —
Total Cost —
Amortization 25 Years
📋 Property Transfer Tax — BC
PTT Payable —
Closing Costs
🧾 Estimated Closing Costs
Home Inspection $500 – $700
Legal / Notary Fees $1,200 – $2,000
Title Insurance $200 – $350
🏠
Property Details
Property Value
Mortgage Amount (max 80% LTV)
🚫 Exceeds 80% LTV Limit
✓ Within Guidelines
Loan-to-Value 66.7%
Safe Zone 80% Limit
📊
Rate & Term
Interest Rate
%
1% 10%
Amortization
25 years
5 yrs 30 yrs
Frequency
New Payment
—
Monthly
Mortgage Amount $600,000
LTV Ratio 66.7%
Available Equity $300,000
Max Refinance (80%) $720,000
Total Interest —
Total Cost —
Mortgage Payment
— Monthly
$600,000 at 4.00% over 25 years
Principal Paid — Interest Paid —
Balance at End of Term
—
Principal Paid (Term)
—
Effective Amortization
—
Interest Paid (Term)
—
🏦
Mortgage Details
Mortgage Amount
$50K $2.5M
Interest Rate
%
1% 12%
Amortization
25 years
5 yrs 30 yrs
Mortgage Term
Payment Frequency

Calculations are estimates only and do not constitute financial or mortgage advice. Actual rates, payments, and qualification amounts are subject to lender approval. BC Property Transfer Tax rates and first-time buyer rebate thresholds are based on rules effective April 1, 2024 (full exemption ≤ $500,000; flat $8,000 rebate $500,001–$835,000; sliding partial rebate $835,001–$859,999; no rebate ≥ $860,000). Always consult a licensed mortgage professional.